1. The "Urgent" Email: subject lines like “Your account is locked!” or “Suspicious activity detected!” are designed to create panic.

Tip: Don’t click any links. Instead, go directly to the official website or app to check your account.

2. "You Won!" Offers: emails or pop-ups claiming you've won a prize, gift card, or lottery are almost always scams.

Tip: If it sounds too good to be true, it probably is.

3. Smishing (Text Scams): scammers often send fake delivery updates, refund notifications, or alerts via text.

Tip: Never click on suspicious links in texts. Forward suspicious messages to 7726 (SPAM) to report them.

4. Fake Login Pages: links that look like your bank, email, or streaming service login pages may actually lead to fake websites designed to steal your credentials.

Tip: Always double-check the web address before entering your login information.

5. Spoofed Senders: scammers can make emails look like they’re coming from someone you know — like your boss, a coworker, or even a family member.

Tip: If something seems off, verify through a separate communication method before responding or clicking.